We help you take the burden off of your family

Employer-provided life insurance policies typically terminate once you leave the employer. Some policies may be "portable" after you leave your job, letting you pay for the same coverage via a renewable term life policy or they may let you convert your coverage into a permanent individual life insurance policy when you leave. 

You really can't afford not to have it. Payments are as low as $15.00 per month. The price of funerals are increasing year after year. Why not plan now so your family doesn't have the burden later. 

Funerals can cost anywhere from $4,000 to $15,000 or more depending on the type of funeral you want. Even if you have thousands of dollars saved up, that money may take some time to access through a process called Probate. This means your family and friends will need to come up with the money for immediate expenses like your funeral somehow. An up-to-date life insurance policy does not have to go through probate. Because a beneficiary is designated within the policy, the life insurance is paid out directly to the beneficiary upon the death of the policy owner.  

The insurance carriers I work with cover ages 0-85. The premium rates increase with each year of age so the sooner you get coverage and lock in your rate, the better. 

I understand. No one wants to talk about it, however, it's not a matter of "if" but "when". Take the necessary time now to simply put a plan in place as tomorrow is not promised. If not for yourself, do it for your family.